Disclaimer

Last updated November 13, 2026 · NoiMath

This calculator provides estimates for educational purposes only and does not constitute financial, investment, legal, or tax advice. Results depend entirely on the assumptions you enter and are not a guarantee of future performance. Consult a licensed professional before making investment decisions.

Estimates, not appraisals

Every figure produced here is an estimate derived from inputs you supplied. None of them is an appraisal, an underwriting decision, a valuation opinion, or a statement about what a property is worth. A valuation requires an inspection and a qualified appraiser.

Assumptions you control

The outputs move with your inputs. If you enter a rent above market, a vacancy rate of zero, or a capitalisation rate you hoped for rather than observed, the calculator will faithfully produce a number that is wrong in the real world. The tool cannot tell the difference between a careful assumption and an optimistic one.

Not a lending decision

DSCR figures, debt capacity and any loan-related output are arithmetic, not a qualification, pre-approval, or commitment to lend. Actual loan terms depend on the lender, the appraisal, reserves, credit and your complete application. No output here should be read as an indication that a loan will be approved.

Not tax or legal advice

These tools deliberately omit depreciation, cost segregation, 1031 exchanges, capital gains treatment and state or local transfer taxes. Those are tax and legal questions that require a qualified professional who knows your situation. Nothing on this site should be used to decide a tax position or a legal question.

Forward-looking figures

Projections, IRR, equity multiple and the deal analyzer's tables are arithmetic consequences of the growth assumptions you enter. They are not forecasts and not guarantees. Changing an assumption changes the result, and no growth rate here is a prediction of the market.

Third-party links and advertising

Pages may link to external sources and display advertising. External sites are not controlled by this site and their accuracy is their own responsibility. Advertising is not an endorsement and has no influence on any formula, default or result.

No guarantee of availability

The site is provided as-is. Calculations are tested, but no warranty is given that a page will be available, that a formula will not change, or that a result is fit for a particular purpose.

Professional advice

Before making an investment, financing, tax or legal decision, consult a licensed professional who can review your specific circumstances. This site is a calculation aid, not a substitute for that advice.

Questions

If a definition on this site is unclear or appears to conflict with a source, email the contact address and it will be reviewed.